DISCOUP REWARDS

Terms and Conditions — United States Market

Courtesy translation — the English-language version is the official and controlling version.
Effective Date: February 17, 2026 | Program End Date: December 31, 2026 | Version 6.7
Offered exclusively by: TIKATO S.r.l. | Piazzale del Mutilato 3/4, 36100 Vicenza (VI), Italy | VAT No. IT03836750244
INFO@DISCOUP.COM | discoup.com/us | rewards-us.discoup.com

IMPORTANT NOTICE: PLEASE READ ARTICLES 19 THROUGH 22 CAREFULLY. THESE TERMS CONTAIN A 60-DAY INFORMAL DISPUTE RESOLUTION REQUIREMENT, A BINDING INDIVIDUAL ARBITRATION AGREEMENT ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (AAA) UNDER THE AAA CONSUMER ARBITRATION RULES AND GOVERNED BY THE FEDERAL ARBITRATION ACT, A CLASS ACTION WAIVER, A JURY TRIAL WAIVER, AND A TWO-YEAR LIMITATIONS PERIOD. YOU MAY OPT OUT OF ARBITRATION WITHIN 30 DAYS OF YOUR FIRST ACCEPTANCE OF THESE TERMS. SEE ARTICLE 19 FOR DETAILS.

1. PROGRAM DESCRIPTION; SOLE CONTRACTING PARTY; CONTROLLING LANGUAGE

1.1 The Program

The Discoup Rewards program (the "Program") is a digital affiliate-based loyalty and rewards program offered exclusively by TIKATO S.r.l. (the "Company"). The Program is made available through the Company's website dedicated to the U.S. market, the mobile application, and any other software or digital interface designated for use of the Program (collectively, the "Platform").

1.2 Sole contracting party

By enrolling in, accessing, or using the Program, the Member's contract is solely with the Company. No other company or group entity is a party to these Terms, owes obligations to the Member under the Program, or may be held liable under these Terms solely because it has a relationship with the Company.

1.3 Cross-border operation

The Company is organized under the laws of Italy and offers the Program to eligible residents of the United States on a cross-border basis. The Company's foreign place of incorporation does not alter the governing law, dispute resolution process, or controlling language stated in these Terms.

1.4 Binding agreement

These Terms and Conditions ("Terms") constitute a legally binding agreement between the Member and the Company regarding enrollment in, access to, and participation in the Program. Anyone who does not accept these Terms may not participate in the Program.

1.5 Key definitions

"Member," "you," "your" — the natural person who enrolls in or uses the Program.

"Participating Merchant" — a merchant, retailer, or offer source identified by the Company as eligible for the earning of Points.

"Points" — the promotional tracking units described in Article 5.

"Pending Points" — provisional Points displayed before final confirmation.

"Confirmed Points" — Points independently verified and confirmed as redeemable.

"Wallet" — the courtesy account ledger showing Points, adjustments, redemptions, and Program activity.

"Reward" — a third-party digital gift card, code, or certificate made available through the Program's rewards catalog.

"Qualified Purchase" — has the meaning described in Article 7.

1.6 Controlling language

These Terms are drafted in the English language. The English-language version is the official and controlling version. Any translation is provided solely for convenience. In the event of any conflict between the English version and a translation, the English version shall prevail.

1.7 No sweepstakes or gambling

The Program is a purchase-based promotional loyalty and rewards program. It does not include any sweepstakes, contest, drawing, instant-win game, gambling feature, or other prize promotion in which chance determines whether a participant receives a reward. Rewards are earned, if at all, solely through qualifying activities tracked and confirmed under these Terms.

2. ELIGIBILITY AND ENROLLMENT REQUIREMENTS

2.1 Eligibility requirements

To participate in the Program, you must at all times: (a) be a natural person at least eighteen (18) years old; (b) be a lawful resident of one of the fifty (50) United States or the District of Columbia; (c) maintain a valid and active email address; (d) create and maintain an eligible account on the Platform; and (e) comply with these Terms and all applicable laws.

2.2 Excluded persons

The Program is not open to persons whose participation is prohibited by applicable law. The Company may refuse or cancel enrollment if it reasonably believes that a person is not eligible, is attempting to participate from a non-eligible jurisdiction, or is using the Program in violation of law or these Terms.

2.3 Personal and consumer use

The Program is intended for personal, non-commercial, consumer use. You may not use the Program for resale activity, wholesale purchases, commercial lead generation, purchases through intermediaries, purchases made on behalf of third parties for compensation, or any other commercial purpose, unless expressly authorized in writing by the Company.

2.4 One account per person

Only one (1) account per person is permitted. The Company may suspend, merge, close, or otherwise limit duplicate, overlapping, or related accounts under Articles 9 and 12.

2.5 Free enrollment

Enrollment in the Program is free. No purchase is required to create an account or enroll. Purchases from Participating Merchants may be required to earn Points.

2.6 Accurate information; Verification

You must provide accurate, current, and complete registration information and keep it updated. The Company may request reasonable information or documentation to verify identity, address, age, or account integrity before permitting enrollment, confirming Points, delivering Rewards, or resolving disputes. Failure to provide requested documentation within 14 days may result in account suspension.

2.7 Internal participants not eligible

Employees, officers, directors, contractors, agents, and household family members of the Company are excluded from participation or may be excluded from certain promotional opportunities at the Company's discretion.

3. PROGRAM TERM

3.1 Program start and end

The Program begins on February 17, 2026 and is scheduled to end on December 31, 2026 at 11:59 p.m. Eastern Time, unless extended, shortened, suspended, or terminated earlier under these Terms.

3.2 Redemption deadline

Unless the Company expressly states otherwise, all Confirmed Points must be redeemed by December 31, 2026 at 11:59 p.m. Eastern Time. Confirmed Points not redeemed by that deadline will be permanently forfeited without compensation.

3.3 Amendment, suspension, or early termination

The Company may extend, shorten, suspend, or terminate the Program, in whole or in part, at any time. For a material change to the entire Program or an early termination not based on fraud, abuse, legal obligation, or security concerns, the Company will generally provide at least thirty (30) days' notice through the Platform or by email.

3.4 Redemption window in case of early termination

If the Company terminates the Program early for reasons not attributable to fraud, abuse, or the Member's breach of these Terms, the Company will provide a redemption window of at least six (6) months from the stated termination date for Confirmed Points. Pending Points will not become Confirmed after the Program terminates, unless they were already independently confirmed before the termination date.

4. PARTICIPATING MERCHANTS, OFFERS, COUPONS, AND FTC DISCLOSURE

4.1 Participating Merchant network

The Program operates through a network of Participating Merchants and related commercial offers displayed on the Platform. Participating Merchants, merchant categories, terms, Point rates, exclusions, purchase thresholds, and crediting timelines may vary and may change at any time without notice.

4.2 Merchant-specific terms

Each Participating Merchant independently controls its products, prices, inventory, taxes, shipping, deliveries, cancellations, returns, refunds, warranties, exclusions, and purchase terms. Merchant-specific terms displayed through the Platform are incorporated into these Terms for purposes of the relevant transaction.

4.3 The Company is not the seller

The Company is not the seller, reseller, manufacturer, distributor of merchant goods or services, shipper, fulfillment provider, or guarantor of goods or services purchased from a Participating Merchant. All purchases from a Participating Merchant are transactions solely between the Member and that Merchant. Any claim relating to purchased goods or services — including delivery, defects, returns, refunds, or warranty — must be directed to the Participating Merchant.

4.4 Affiliate commission disclosure

COMMERCIAL RELATIONSHIP DISCLOSURE: When a Member clicks a merchant link, offer, coupon, or tracked promotion through the Platform and completes a qualifying purchase, the Company may receive an affiliate commission or similar commercial compensation from the Participating Merchant or a related tracking intermediary. These commercial arrangements fund the Program and the Points made available under it. This disclosure is made pursuant to FTC guidance (16 CFR Part 255).

4.5 Sponsored placement; Ranking; Visibility

The order, prominence, ranking, or visibility of merchants, offers, coupons, or promotions on the Platform may reflect relevance, technical integration, anticipated availability, merchant-specific terms, user experience considerations, or commercial arrangements. The fact that a merchant or offer appears more prominently does not mean it is the best, cheapest, or highest-value option for every Member.

4.6 Coupon and pricing information

The Company does not guarantee that: (a) every available coupon or discount will appear on the Platform; (b) a displayed coupon will be accepted by the Participating Merchant; (c) a displayed price will be available at the time of purchase; or (d) the Platform identifies the lowest price or best available offer.

4.7 Effect of external coupon codes

Using a coupon code, browser tool, third-party link, or other attribution source not expressly provided or approved by the Platform may reduce, block, or eliminate Point eligibility for a transaction.

5. NATURE OF POINTS

5.1 Points are promotional tracking units

Points are promotional tracking units issued by the Company solely to measure eligible participation in the Program.

5.2 Points are not money or property

Points are not cash, currency, wages, interest, a deposit account, bank balance, electronic money, gift card, financial instrument, or any other form of money or property. Except as expressly stated in these Terms for redemption within the Program, Points have no independent monetary value.

5.3 No vested property rights

Points do not create vested property rights, debt obligations, ownership interests, or other enforceable contractual rights outside the redemption process expressly described in these Terms.

5.4 Non-transferability

Points are personal to the Member to whom they are credited. Points may not be sold, transferred, assigned, gifted, pledged, inherited, combined across accounts, or otherwise conveyed, unless the Company expressly authorizes a specific transfer in writing or applicable law prohibits that restriction.

5.5 Courtesy display

Any Point balance displayed in the Wallet is a courtesy record of Program activity, not a bank statement or legally conclusive accounting. The Company may correct display errors, duplicate credits, calculation errors, or system errors at any time.

5.6 The redemption formula is Program-specific

Any redemption formula, exchange rate, or Points-to-Reward conversion used in the Program is Program-specific and applies only to eligible redemptions made through the Program. The existence of a conversion rate does not change the promotional, non-financial nature of the Points.

6. EARNING OF POINTS

6.1 Standard earning rate

Unless a different rate is clearly stated for a Participating Merchant, category, product, or promotion at the time of click-through, Members earn one (1) Point for every $5.00 USD of net eligible purchase amount on a Qualified Purchase.

6.2 Variable and promotional rates

The Company may offer merchant-, category-, campaign-, or time-specific Point rates, multipliers, bonuses, or other special earning rules. If a different rate or rule is clearly stated at the time of click-through or in the terms of a special offer, that rate or rule governs the applicable transaction.

6.3 Net purchase amount

Points are calculated on the net purchase amount actually paid to the Participating Merchant, net of discounts and credits applied at checkout, excluding taxes, shipping, handling, delivery fees, tips, service fees, finance charges, donations, regulatory charges, cash-equivalent products, and the face value of gift cards.

6.4 Fractional amounts

Dollar amounts below the applicable Point threshold do not generate fractional Points. Fractional amounts do not carry over to subsequent purchases unless the Company clearly states a different rule.

6.5 Pending Points

Points initially appear, if at all, as Pending Points. Pending Points are provisional and not redeemable.

6.6 Confirmed Points

Points become Confirmed Points only after the underlying transaction has been independently verified and confirmed by the Participating Merchant or the relevant tracking intermediary, and after the applicable review period for returns, cancellations, or fraud has passed to the Company's satisfaction.

6.7 Estimated timing

Any crediting or confirmation timeline displayed on the Platform is only an estimate. The Company does not guarantee that Pending Points will appear within any particular period or that Confirmed Points will be available by any specific date. Timelines generally range from 2 to 90 days; for travel bookings, stays, and car rentals, Points are credited only after completion of the service.

7. QUALIFIED PURCHASES AND TRACKING REQUIREMENTS

7.1 Definition of Qualified Purchase

A "Qualified Purchase" is a purchase from a Participating Merchant that satisfies ALL of the following conditions: (a) it is initiated by clicking an eligible link, coupon, or offer through the Platform while logged in to your account; (b) it is completed in the same reasonably continuous tracking session, without interruption, overwrite, or competing attribution that makes it ineligible; (c) it is properly tracked through the Company's applicable tracking methods; (d) it is later verified and confirmed by the Participating Merchant or applicable tracking intermediary; and (e) it is not excluded under these Terms, merchant-specific terms, or the terms of a special offer.

7.2 Technical requirements

To improve the likelihood of tracking and eligibility, the Member should:

Be logged in to the Program account before clicking to any Merchant
Enable cookies and any other technical permissions reasonably necessary for attribution
Complete checkout in the same browser, browser session, or flow specified by the Platform
Avoid using private browsing, incognito mode, ad- or cookie-blocking tools, VPN configurations, or other technologies that may interfere with tracking
Avoid navigating through another rewards site, comparison site, coupon site, or competing affiliate source after clicking through the Platform

Affiliate tracking depends on merchant systems, network systems, device settings, cookies, software behavior, and other technical or third-party factors outside the Company's full control. The Company does not guarantee that every click, visit, or purchase will be properly tracked, or tracked at all.

7.3 Generally non-qualifying transactions

The following are examples of transactions that generally do not qualify:

Purchases completed without an eligible click-through from the Platform
Purchases made in the merchant's native app when in-app purchases are not expressly eligible
Purchases using third-party coupons or codes not posted or approved by the Platform
Purchases attributed to another marketing channel, extension, app, or rewards program
Purchases of gift cards, prepaid cards, cash-equivalent products, or stored-value products, unless they are expressly eligible
Purchases that are returned, canceled, refunded, fraudulent, disputed, or subject to chargeback
Commercial, wholesale, resale, or bulk-purchase activity
Any transaction that the Participating Merchant or tracking intermediary declines to validate

7.4 Missing Points claims

If you believe Points were not properly credited, you must submit a Missing Points claim within ninety (90) days of the transaction date or within thirty (30) days after the end of the merchant's expected crediting period, whichever is later. The Company may require supporting information including order number, date, merchant name, purchase amount, screenshots, and proof of payment. Failure to submit a timely and adequately documented claim may bar the claim.

7.5 Resolution of Point claims

In resolving a Point claim, the Company may rely on merchant reports, tracking records, network data, anti-fraud screening results, and the information provided by the Member. Absent manifest error, the Company may treat the merchant's or tracking intermediary's final confirmation or denial as binding. The Company may, but is not required to, grant a courtesy credit in its discretion.

8. RETURNS, CANCELLATIONS, CHARGEBACKS, AND ADJUSTMENTS

8.1 Reversal of Points

If a purchase is returned, canceled, refunded, exchanged in a manner that reduces its eligibility, disputed with the payment provider, or subject to a chargeback after Points have been credited, the corresponding Pending or Confirmed Points may be reduced or reversed.

8.2 Partial adjustments

If only part of a transaction remains eligible, the Company may adjust the corresponding Points on a proportional or transaction-specific basis.

8.3 Negative balance

If an adjustment or reversal causes a negative Confirmed Point balance in the Wallet, the Company may offset that negative balance against future Points, suspend future redemptions, or require reimbursement or recovery of Rewards improperly obtained, to the extent permitted by law.

8.4 Erroneous credits

The Company may reverse Points or recover Rewards if Points were credited due to procedural error, system error, duplicate reporting, fraud, abuse, or other mistake, even after delivery of a Reward.

8.5 No separate compensation for reversal

The Member is not entitled to separate cash compensation, damages, or substitute benefits solely because Points are reversed, withheld, or denied under these Terms.

9. WALLET, ACCOUNT SECURITY, INACTIVITY, AND ACCOUNT CLOSURE

9.1 Wallet

Confirmed Points and Pending Points are displayed in the Wallet. The Wallet is solely a courtesy ledger. It is not a bank account, payment account, escrow account, investment account, or electronic money account of any kind.

9.2 Credentials and account security

The Member is responsible for maintaining the confidentiality and security of login credentials and for all activity conducted through the account. In the event of suspected unauthorized access, the Member must promptly notify the Company at INFO@DISCOUP.COM. Sharing credentials with third parties is not permitted.

9.3 Duplicate or related accounts

If the Company reasonably determines that multiple accounts belong to the same person or are used in a coordinated or abusive manner, it may suspend or close duplicate or related accounts, combine confirmed balances where appropriate, or forfeit Points obtained through abuse or fraud.

9.4 Identity, security, and fraud holds

The Company may place temporary holds on Points, Rewards, or account access if it reasonably believes additional review is necessary for identity verification, security, fraud prevention, sanctions screening, chargeback risk, or compliance. The Company will complete the review within 45 days, except for delays caused by third parties, of which it will notify the Member.

9.5 Voluntary or non-fraud closure

In the event of voluntary account closure or closure by the Company for reasons not attributable to fraud, abuse, or breach of these Terms, the Member will have thirty (30) days from the date of the closure notice to redeem Confirmed Points in the Wallet. Pending Points will not become Confirmed after closure and will be permanently forfeited. Confirmed Points not redeemed within the thirty (30)-day window will be permanently forfeited without compensation.

9.6 Closure for fraud, abuse, or breach

If the Company closes or suspends the account because of suspected fraud, abuse, unlawful activity, material false statements, or breach of these Terms, all Points — Pending and Confirmed — may be immediately frozen, reversed, or permanently forfeited without a redemption window, to the maximum extent permitted by law. Rewards already delivered may be recovered. Any determination of fraud, abuse, or breach under this Section will be based on reasonable evidence, and the Company will communicate the reasons for closure where required by applicable law.

9.7 Inactivity

If the account shows no login, earning, or redemption activity for twelve (12) consecutive months, the Company may treat it as inactive and send a notice of intended closure. If the Member does not reactivate the account within the period stated in the notice, the Company may close it by applying Section 9.5.

9.8 Non-transferability in the event of death or incapacity

Accounts and Points are personal and non-transferable. Unless applicable law provides otherwise, the Company is not required to transfer Points or account rights in the event of death, incapacity, divorce, succession, or similar events.

10. REWARDS CATALOG AND REDEMPTION

10.1 Rewards Catalog

Confirmed Points may be redeemed only through the rewards catalog or redemption flow designated by the Company on rewards-us.discoup.com.

10.2 Rewards subject to availability

Rewards are subject to availability and may be limited in quantity, type, brand, denomination, geographic area, or value at any time. The Company does not guarantee that a specific Reward will remain available for any particular period. The Company may limit the number or aggregate value of Rewards available under the Program at any time.

10.3 Redemption formula

Unless the Company clearly states a different formula for a specific Reward or promotion, the current general formula is:

1,000 Points = $5.00 in Reward value | 2,000 Points = $10.00 in Reward value

The Company may modify the redemption formula at any time under Article 17. A change that reduces the dollar-equivalent value of already-credited Confirmed Points requires thirty (30) days' notice under Section 17.3 and applies only to redemptions submitted on or after the effective date of the change. A change that affects only the formula applicable to Points earned after the date of notice takes effect immediately without notice under Section 17.2.

10.4 Minimum thresholds and limits

The Company may establish minimum redemption thresholds, per-transaction limits, per-day limits, per-account limits, velocity limits, or verification holds at any time and without notice, as operational parameters governing future redemptions. The current minimum threshold is published in the rewards catalog.

10.5 Redemption process

To redeem a Reward, the Member must have sufficient Confirmed Points, follow the redemption instructions on the Platform, provide required delivery information, and pass any anti-fraud, identity, or security checks. Points are deducted when the Company accepts the redemption request.

10.6 Reward substitution or recredit

If a Reward becomes unavailable after a redemption request is submitted but before delivery, the Company may, at its option: (a) substitute a Reward of equal or greater stated value; or (b) recredit the corresponding Confirmed Points to the Wallet. The Member has no right to demand a specific unavailable Reward.

10.7 Redemption deadline

All Confirmed Points must be redeemed by December 31, 2026 at 11:59 p.m. ET. Points not redeemed by that deadline are permanently forfeited.

11. DIGITAL GIFT CARDS — DISTRIBUTOR ONLY; NOT ISSUER

11.1 The Company is the Distributor, not the Issuer

Rewards offered through the Program are third-party digital gift cards, codes, or certificates purchased by the Company from authorized commercial sources and distributed to Members after redemption. The Company is the distributor of the Reward to the Member. The Company is NOT the issuer, bank, electronic money provider, or merchant of any third-party digital gift card made available as a Reward.

11.2 Issuer and Merchant terms apply

Each Reward is subject to the separate terms, restrictions, and policies established by the applicable issuer or redemption merchant, including rules regarding activation, permitted uses, geographic limitations, expiration, replacement, cash refund rights, dormancy fees where permitted by law, and dispute handling. Those terms govern the Reward after delivery.

11.3 No guarantee of acceptance

Acceptance of a Reward may vary based on merchant location, merchant channel, order type, issuer rule, available balance, technical systems, anti-fraud controls, and applicable law. The Company does not guarantee that a Reward will be accepted for every purchase, every merchant location, or every transaction type.

11.4 Digital delivery

Rewards are generally delivered electronically to the account email address within three (3) business days after redemption is completed. Delivery may be delayed for fraud prevention, identity verification, security review, supplier delay, or technical issues. In case of non-delivery or an invalid code upon first presentment, notify the Company within thirty (30) days after delivery or attempted delivery.

11.5 Risk of loss after delivery

Risk of loss passes to the Member when the Reward code or delivery message is successfully delivered to the associated email address or account area. The Company is not responsible for loss resulting from an incorrect email address, account compromise, inbox filtering, deletion, forwarding, unauthorized access after delivery, or disclosure of the Reward code to another person.

11.6 No cash refund; No resale

Except as required by applicable law or the issuer's separate terms, Rewards are not redeemable with the Company for cash, are not reloadable, and may not be resold, brokered, or commercialized through the Program.

11.7 Member compliance

The Member is solely responsible for complying with all laws and restrictions applicable to the use of a Reward, including laws relating to age-restricted products, export controls, sanctions, and prohibited transactions. The Company does not monitor downstream use of a delivered Reward.

12. FRAUD PREVENTION AND PROGRAM INTEGRITY

12.1 Prohibited conduct

The following conduct is prohibited and may result in suspension, reversal, forfeiture, recovery of Rewards, account closure, civil legal action, and reporting to authorities:

Creating or using multiple accounts for the same person
Using false, misleading, stolen, or incomplete identity, address, payment, or transaction information
Using bots, scripts, scraping tools, click simulators, session simulators, or other automated means to interact with the Platform or generate tracking
Manipulating cookies, links, sessions, tags, browser behavior, or attribution mechanisms
Engaging in return abuse, chargeback abuse, self-dealing, circular purchases, or other conduct intended to generate Points without genuine qualifying commerce
Using the Program for resale activity, wholesale purchases, or commercial intermediation
Assigning, selling, or transferring Points or Rewards
Submitting false Missing Points claims or altered or falsified documents
Attempting to access another person's account or interfere with Platform security
Any other conduct the Company reasonably believes compromises the integrity of the Program

12.2 Reviews and documentation

The Company may verify the account, transactions, redemption activity, delivery data, and related information, including historical activity. The Company may require reasonable documentation or explanations before confirming Points or delivering Rewards. Failure to provide documentation within 14 days is grounds for account suspension.

12.3 Holds, reversals, and recovery

If the Company reasonably believes that Points, a redemption, or a Reward is associated with prohibited conduct, it may delay delivery, refuse confirmation, reverse Points, recover the value of delivered Rewards, offset future Points, or close the account. The Company will notify the Member of the reasons for any account action where required by applicable law and provide a reasonable opportunity to respond before final account closure, except where immediate action is necessary to prevent ongoing harm.

13. ELECTRONIC COMMUNICATIONS; EMAIL; TELEPHONE

13.1 Consent to electronic communications

By creating or using an account, the Member consents to receive these Terms, Program communications, account communications, transactional messages, legal notices, and other communications electronically.

13.2 Transactional and service communications

The Company sends transactional and service communications necessary for Program operation. These include Point confirmations, Reward delivery notices, account alerts, security notifications, and policy updates. Because these messages are indispensable to the functioning of the Program, you may not opt out of them while the account remains active.

13.3 Marketing and promotional communications

The Company may send marketing and promotional communications, including new merchant offers, promotions, newsletters, and bonus offers. The Member may opt out of these communications at any time — see Section 13.5 — without any negative effect on the account or on Confirmed Points already earned.

13.4 CAN-SPAM compliance

The Company sends commercial email communications in compliance with the CAN-SPAM Act (15 U.S.C. §7701 et seq.) and applicable law. Commercial emails include the disclosures required by law, the Company's valid physical mailing address, and a functioning opt-out mechanism that will be honored within the period required by applicable law.

13.5 How to opt out of marketing emails

Click "Unsubscribe" in any marketing email, or update communication preferences in the account dashboard. Opting out of marketing emails will never result in account closure or reduction of Confirmed Points already earned.

13.6 Maintenance of contact information

The Member is responsible for maintaining accurate contact information. The Company is not responsible for missed communications, missed Rewards, or failed deliveries caused by outdated or incorrect contact information.

14. PRIVACY; COOKIES; TRACKING DATA; STATE PRIVACY RIGHTS

14.1 Integrated Privacy and Cookie Notice

This Article 14 constitutes the Company's complete privacy and cookie notice for the Program. By enrolling in, accessing, or using the Program, the Member acknowledges that the Company processes personal information as described in this Article. No separate Privacy Notice or Cookie Policy document is required to understand how the Company uses the Member's data in connection with the Program.

14.2 Categories of data used and purposes of processing

Depending on use of the Platform, the Company may process information such as name, email address, login and account data, transaction history, merchant interactions, device or browser identifiers, cookie data, location information derived from IP address, redemption history, communication preferences, customer support correspondence, and fraud prevention information. This information is used to operate the Program, confirm Qualified Purchases, deliver Rewards, prevent fraud, communicate with Members, comply with legal obligations, and improve the Platform.

14.3 International processing

Because the Company is incorporated in and operates from Italy, personal information may be transferred to, stored in, or processed in Italy and in other jurisdictions where the Company lawfully operates or where its service providers process data on its behalf, subject to applicable law.

14.4 Cookies and device identifiers

The Program relies on cookies, device identifiers, and related attribution technologies to match eligible purchases to Members' accounts. If the Member blocks, deletes, or limits these technologies, the Program may not function properly and it may be impossible to earn or confirm Points.

The Company may disclose personal information to service providers, affiliate network partners, analytics or attribution providers, and other third parties as described in Section 14.2 and to the extent permitted by applicable law. The Company does not sell personal information for monetary consideration, but it may share personal information for targeted advertising or cross-context behavioral advertising where applicable law qualifies such activities as a "sale" or "sharing"; Members may opt out of such sharing as described in Sections 14.5 and 14.6.

— Your privacy rights —

14.5 State privacy rights

Depending on the Member's state of residence and applicable law, the Member may have rights of access, correction, deletion, or portability of certain personal information, as well as rights to object to certain uses or disclosures. Send requests to INFO@DISCOUP.COM with the subject line "Privacy Rights Request," indicating full name, account email, and the specific right to be exercised. The Company will respond within 45 calendar days.

14.6 Global Privacy Control

To the extent required by California law or other applicable law, the Company will treat browser-based opt-out preference signals, including Global Privacy Control (GPC) signals, as valid requests to opt out of the sale or sharing of personal information.

14.7 Effect of privacy choices on Program operation

Certain privacy choices may limit or prevent the Company from tracking Qualified Purchases, confirming Points, or providing certain Program features. If the Member asks the Company to delete data reasonably necessary to operate the Program, the Company may be unable to continue participation. This operational consequence is not a penalty, but reflects the technical requirements of Program administration.

15. NOTICE OF FINANCIAL INCENTIVE (CALIFORNIA RESIDENTS)

CALIFORNIA RESIDENTS ONLY — This Article constitutes the Company's Notice of Financial Incentive to the extent the Program is a "financial incentive" or a "price or service difference" under California law (Cal. Civ. Code §1798.125).

15.1 Description of the incentive

The Program allows eligible Members to earn Points and redeem Confirmed Points for Rewards when they create and maintain an account, permit processing reasonably necessary to operate the Program, and complete Qualified Purchases with Participating Merchants.

15.2 Categories of personal information involved

Depending on participation, the Program may involve: identifiers and contact information; account credentials; purchase and browsing activity; device and browser identifiers; cookie data; location derived from IP address; redemption history; support communications; and fraud prevention information. This information is used to operate the Program, confirm Qualified Purchases, deliver Rewards, prevent fraud, communicate with Members, comply with legal obligations, and improve the Platform.

15.3 How to opt in

The Member opts in by creating an eligible account, accepting these Terms, and completing any enrollment or consent flow required by the Company.

15.4 How to withdraw

The Member may withdraw from the Program at any time by closing the account using the methods made available by the Company. Section 9.5 will govern the treatment of Confirmed and Pending Points upon withdrawal.

15.5 Good-faith estimate of the value of data

The Company estimates the value of the personal information involved in the Program by considering anticipated affiliate commission revenue and related commercial value attributable to participating Members, net of the cost of Rewards, fulfillment, fraud losses, support, compliance, and Program operations. The Company believes that any price or service difference related to the Program is reasonably related to the value provided by the relevant personal information.

15.6 Non-discrimination

The Company will not unlawfully discriminate against a California consumer for exercising privacy rights. If a consumer exercises a privacy right in a way that prevents the Company from operating the Program for that consumer, the Company may be unable to provide continued participation or certain features — this is not a penalty but a technical requirement.

16. TAX CONSIDERATIONS

16.1 Taxes are the Member's responsibility

The Member is solely responsible for determining, reporting, and paying any taxes that may arise from participation in the Program or the receipt or use of a Reward.

16.2 No tax advice

The Company does not provide tax advice. Any description of possible tax treatment is for informational purposes only. The Program is structured as a purchase-based rebate program. Under current IRS guidance (including Revenue Ruling 2004-29), purchase-based rewards are generally treated as purchase price adjustments rather than taxable income, but tax treatment depends on the Member's specific circumstances.

16.3 Tax forms and information requests

The Company may request tax information (such as IRS Form W-9) and may issue IRS Form 1099-MISC or other reporting forms to Members whose aggregate Reward value in a calendar year exceeds applicable IRS reporting thresholds. Failure to provide requested tax information may result in mandatory backup withholding (currently 24%) on the value of Rewards and may delay or prevent redemption.

17. CHANGES TO THE PROGRAM AND THESE TERMS

17.1 General principle

The Company may modify, suspend, or terminate the Program and these Terms at any time. The notice requirements below depend on whether a change affects only future operation of the Program or also reduces the value of Confirmed Points already credited in the Member's Wallet. Changes to data processing practices and the Privacy Notice are governed by Article 14. Changes to the dispute resolution and arbitration provisions in Articles 18–22 are governed by Section 17.6.

17.2 Changes without notice — full operational freedom

The Company may make the following changes at any time, immediately and without notice. All changes without notice apply prospectively only and do not alter the redemption value of Confirmed Points already credited to Members' Wallets at the time the change takes effect:

Earning rates, multipliers, or bonus structures for future purchases
Addition, removal, or modification of Participating Merchants or their specific terms
Availability, composition, denominations, or value of items in the rewards catalog
Minimum redemption thresholds or per-transaction limits applicable to future redemptions
Eligibility criteria or tracking requirements for future transactions
Launch, modification, or discontinuation of special offers, beta features, or pilot programs
Correction of calculation errors, duplicate credits, or display errors in any Wallet
Technical, security, or fraud-prevention changes to the Platform
Any change that does not reduce the redemption value of already-credited Confirmed Points

17.3 Thirty-day notice — only for Confirmed Points already earned

The Company will provide at least thirty (30) days' notice before implementing any change that:

Reduces the dollar-equivalent redemption value of Confirmed Points already credited to Members' Wallets at the time notice is given; or
Introduces new redemption restrictions on Confirmed Points that were unrestricted when credited.

Notice will be provided by email to the registered address and through a prominent communication on the Platform. The thirty (30)-day period may be shortened only if the change is required by applicable law or by an order of a governmental authority, in which case notice will be provided as promptly as possible.

By way of example and not limitation, the following are not subject to thirty-day notice: changes to future earning rates; changes in catalog availability; introduction of new redemption conditions applicable only to Points credited after the date of notice; suspension or termination of the Program under Article 3.

17.4 Acceptance of updated Terms

The Company will post updated Terms on the Platform and, for changes requiring thirty days' notice under Section 17.3, will send a notice email to the registered address. Continued participation in the Program after the updated Terms take effect constitutes acceptance of the updated Terms.

If the Member disagrees with a change, the Member may stop participating at any time without closing the account; Confirmed Points in the Wallet remain redeemable until the Program expiration date stated in Article 3. If the Member chooses to formally close the account, Section 9.5 applies and governs the redemption window from the closure date.

17.5 Modification of the redemption formula

A change to the general Points-to-Reward redemption formula that reduces the value of already-credited Confirmed Points is subject to the thirty-day notice required by Section 17.3. A change that affects only the formula applicable to Points earned after the date of notice is a change without notice under Section 17.2. Because Points are promotional units and not vested property rights, a properly noticed change in the redemption formula does not constitute a breach of these Terms.

17.6 Changes to privacy and dispute resolution provisions

Changes to data processing practices and the Privacy Notice are governed by the notice mechanism described in Article 14. Changes to the arbitration agreement, class action waiver, jury trial waiver, or limitations period in Articles 18–22 apply only prospectively to disputes arising after the effective date of the change; disputes arising before that date remain governed by the prior version. If a change to Articles 18–22 materially and adversely affects the Member's rights in an ongoing or pending dispute, the Member may, within fifteen (15) days after notice of the change, elect to have that ongoing dispute governed by the prior version.

17.7 Force majeure

The Company is not liable for delays, suspensions, or failures caused by events beyond its reasonable control, including technical failures, cyber incidents, supplier outages, payment system outages, merchant system failures, labor disputes, natural disasters, pandemics, or governmental actions.

18. INFORMAL DISPUTE RESOLUTION

18.1 Dispute Notice requirement

Before initiating arbitration or legal proceedings — except for an eligible action in small claims court or a request for urgent injunctive relief that cannot reasonably await the process — the Member and the Company agree to attempt in good faith to resolve the dispute informally.

18.2 How to begin the informal process

The party initiating the informal process must send a written Dispute Notice containing the claimant's name, account email, mailing address, a description of the dispute, supporting facts, and the specific relief requested. The Dispute Notice must be sent to INFO@DISCOUP.COM and, at the Company's request, by registered mail to the address stated at the top of these Terms.

18.3 Sixty-day informal resolution period

The parties will have sixty (60) days from receipt of a valid Dispute Notice to attempt to resolve the dispute informally. During that period, the parties may communicate by email, telephone, videoconference, or another agreed method.

18.4 Tolling during the informal process

Any contractual limitations period under these Terms is tolled during the sixty (60)-day informal resolution period.

18.5 Good-faith participation

The parties agree to participate in the informal process in good faith before escalating the dispute, unless applicable law prohibits conditioning a particular claim on prior notice.

19. BINDING INDIVIDUAL ARBITRATION; SMALL CLAIMS OPTION; CLASS ACTION WAIVER

Important: This Article describes how disputes between the Member and the Company will be resolved. It includes a binding individual arbitration agreement administered by the AAA under the Federal Arbitration Act, a class action waiver, a jury trial waiver, and a two-year limitations period. The Member has the right to opt out of arbitration within thirty (30) days of first accepting these Terms — see Section 19.11 for details.

19.1 Arbitration agreement

To the fullest extent permitted by law, any controversy, claim, or dispute arising out of or relating to these Terms, the Program, the Platform, the Points, the Rewards, the Member's account, the Company's communications, or the relationship between the Member and the Company that is not resolved under Article 18 shall be resolved by final and binding arbitration on an individual basis.

19.2 Law and rules applicable to arbitration

The arbitration agreement in this Article is governed by the Federal Arbitration Act (FAA). Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules in effect at the time the claim is filed, except as those rules are modified by these Terms and such modification is permitted by law.

19.3 Small claims court option

Notwithstanding Section 19.1, either party may bring an individual claim in the appropriate small claims court if the claim is eligible, remains on an individual basis, and remains in that court. If the claim is transferred, removed, appealed, or otherwise ceases to proceed in that court, it shall be subject to arbitration.

19.4 Scope of covered disputes

Covered disputes include claims based on contract, statute, tort, fraud, misrepresentation, consumer protection law, privacy law, or any other legal theory, whether arising before, during, or after participation in the Program, except claims that applicable law does not permit to be arbitrated.

19.5 Individual remedies only

The arbitrator may award the same individual remedies available in court to the individual party seeking relief, but may not award relief for or against anyone other than the individual party in the arbitration.

19.6 Waiver of class, mass, and representative actions

TO THE FULLEST EXTENT PERMITTED BY LAW, THE MEMBER AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, REPRESENTATIVE, PRIVATE ATTORNEY GENERAL, OR PARTICIPANT IN ANY CLASS, COORDINATED, CONSOLIDATED, MASS, OR REPRESENTATIVE ACTION OR PROCEEDING, WHETHER IN ARBITRATION, COURT, OR ANY OTHER FORUM. IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT THIS CLASS ACTION WAIVER IS UNENFORCEABLE AS TO A PARTICULAR CLAIM OR PROCEEDING, THE WAIVER SHALL BE SEVERED ONLY AS TO THAT CLAIM OR PROCEEDING, AND THE ARBITRATION AGREEMENT IN SECTION 19.1 SHALL REMAIN IN FULL FORCE AND EFFECT AS TO ALL OTHER CLAIMS AND PROCEEDINGS TO THE MAXIMUM EXTENT PERMITTED BY LAW.

19.7 Jury trial waiver

TO THE FULLEST EXTENT PERMITTED BY LAW, IF A DISPUTE PROCEEDS IN COURT RATHER THAN IN ARBITRATION, THE MEMBER AND THE COMPANY MUTUALLY WAIVE THE RIGHT TO A TRIAL BY JURY.

19.8 Hearing format and location

Arbitration may be conducted on the basis of documents, by telephone, by videoconference, or by an in-person hearing, as permitted by the AAA Consumer Arbitration Rules and determined by the arbitrator. Any in-person hearing will take place at a reasonably accessible location in the United States, including, where required by the rules or applicable law, near the county or parish of the Member's residence, unless the parties agree otherwise.

19.9 Fees and costs

Filing fees, administrative fees, arbitrator compensation, and fee waivers will be handled in accordance with the AAA Consumer Arbitration Rules and applicable law. The Company will pay the fees it is required to pay under those rules or applicable law.

19.10 Urgent injunctive relief

Nothing in this Article prevents either party from seeking temporary or preliminary urgent injunctive relief in a court of competent jurisdiction when such relief is necessary to preserve the status quo or prevent imminent harm pending completion of arbitration.

19.11 Opt-Out of arbitration

The Member may opt out of this arbitration agreement by sending a written opt-out notice within thirty (30) days of first accepting these Terms. The opt-out notice must include the Member's full name, the email address associated with the account, mailing address, and a clear statement of the intent to opt out of arbitration. Send the opt-out notice to INFO@DISCOUP.COM or by registered mail to the address stated at the top of these Terms. A timely opt-out applies only to the arbitration agreement; all other Terms remain in effect.

19.12 Judicial forum for non-arbitrable claims

For claims not subject to arbitration, the Member and the Company consent to the exclusive jurisdiction of the state and federal courts located in Delaware, and the Member waives any objection based on personal jurisdiction, venue, or forum non conveniens, unless such waiver is prohibited by law.

19.13 Survival

This arbitration agreement, class action waiver, jury trial waiver, and related dispute provisions survive account closure and termination of the Program or these Terms.

20. GOVERNING LAW AND LIMITATIONS PERIOD

20.1 Governing law

Except to the extent the FAA governs arbitration issues under Article 19, these Terms and any dispute arising out of or relating to these Terms or the Program are governed by the laws of the State of Delaware, without regard to conflict of law rules that would require application of another jurisdiction's law.

20.2 Two-year limitations period

TO THE FULLEST EXTENT PERMITTED BY LAW, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR THE PROGRAM MUST BE COMMENCED WITHIN TWO (2) YEARS AFTER THE CLAIM OR CAUSE OF ACTION AROSE OR AFTER THE FACTS GIVING RISE TO THE CLAIM WERE KNOWN OR REASONABLY SHOULD HAVE BEEN KNOWN, WHICHEVER IS LATER. OTHERWISE, THE CLAIM IS PERMANENTLY TIME-BARRED. THIS SECTION DOES NOT SHORTEN ANY LIMITATIONS PERIOD THAT MAY NOT BE CONTRACTUALLY SHORTENED UNDER APPLICABLE LAW, INCLUDING ANY NON-WAIVABLE STATUTORY PERIOD.

20.3 Tolling

The two-year period is tolled during the informal process under Article 18 and during any other period when tolling is required by law.

21. DISCLAIMER OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY LAW, THE PROGRAM, THE PLATFORM, ALL OFFERS, ALL POINT TRACKING, ALL COUPON OR PRICING INFORMATION, AND ALL REWARDS CATALOG CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. THE COMPANY DOES NOT WARRANT THAT: (A) THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME; (B) ANY CLICK, SESSION, OR PURCHASE WILL BE PROPERLY TRACKED; (C) ANY PENDING POINTS WILL BECOME CONFIRMED POINTS; (D) ANY SPECIFIC PARTICIPATING MERCHANT, OFFER, OR REWARD WILL BE AVAILABLE; OR (E) A REWARD WILL BE ACCEPTED FOR EVERY USE CASE, CHANNEL, OR TRANSACTION.

NOTHING IN THESE TERMS EXCLUDES OR LIMITS WARRANTIES OR RIGHTS THAT CANNOT BE LAWFULLY EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

22. LIMITATION OF LIABILITY

22.1 Liability cap

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL AGGREGATE LIABILITY TO THE MEMBER FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS, THE PROGRAM, THE PLATFORM, THE POINTS, OR THE REWARDS SHALL NOT EXCEED THE GREATER OF: (A) THE DOLLAR-EQUIVALENT VALUE OF THE MEMBER'S CONFIRMED POINTS IN THE WALLET AT THE TIME THE CLAIM AROSE; OR (B) FIFTY U.S. DOLLARS (USD $50.00). THIS LIMITATION DOES NOT APPLY TO THE COMPANY'S LIABILITY FOR ITS OWN FRAUD, WILLFUL MISCONDUCT, OR PERSONAL INJURY CAUSED BY THE COMPANY'S NEGLIGENCE.

For purposes of this Section, the "dollar-equivalent value" of Confirmed Points is the value determined under the Program's general redemption formula then in effect.

22.2 Excluded damages

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST OPPORTUNITY, LOSS OF GOODWILL, LOSS OF DATA, OR LOSS OF USE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

22.3 Conduct of third parties

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY IS NOT RESPONSIBLE FOR THE ACTS OR OMISSIONS OF PARTICIPATING MERCHANTS, TRACKING INTERMEDIARIES, THIRD-PARTY ISSUERS, PAYMENT PROVIDERS, EMAIL PROVIDERS, DEVICE MANUFACTURERS, OR OTHER THIRD PARTIES, INCLUDING THEIR SYSTEM FAILURES, REJECTIONS, DELAYS, OR CHANGES IN TERMS.

22.4 Application of limitations

The exclusions and limitations in this Article apply regardless of the form of action, whether in contract, tort, statute, strict liability, or any other theory, and regardless of whether any limited remedy fails of its essential purpose.

23. INTELLECTUAL PROPERTY; LICENSE; PERMITTED USE

23.1 Ownership

The Platform, Program design, Program content, software, text, graphics, compilations, displays, logos, and other materials made available by the Company are owned by or licensed to the Company and are protected by applicable intellectual property and unfair competition laws.

23.2 Limited license

Subject to these Terms, the Company grants the Member a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use the Platform solely for personal and lawful participation in the Program.

23.3 Restrictions

The Member may not: (a) reproduce, distribute, modify, frame, mirror, or publicly display the Platform or Program content except as permitted by law; (b) scrape, harvest, index, spider, or data-mine the Platform; (c) decompile or attempt to derive source code from the Platform except where mandatory law permits; (d) interfere with the security or proper functioning of the Platform; (e) use the Platform to support any competing rewards, attribution, or coupon service; or (f) use automated means to interact with the Platform without the Company's written consent.

23.4 Feedback

If the Member submits suggestions, comments, or feedback relating to the Program or the Platform, the Company may use that feedback without restriction or compensation.

24. INDEMNIFICATION

To the extent permitted by applicable law, the Member agrees to indemnify and hold harmless TIKATO S.r.l. and its directors, officers, employees, agents, and service providers from and against claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising directly from: (a) the Member's fraud, willful misconduct, or intentional misrepresentation in connection with the Program; (b) the Member's violation of any applicable law or regulation; (c) the Member's infringement or misappropriation of third-party intellectual property or privacy rights; or (d) any content submitted by the Member to the Platform that gives rise to a third-party claim. This obligation does not apply to claims arising solely from the Company's negligence, the Company's breach of these Terms, or the Company's violation of applicable law.

25. THIRD-PARTY PLATFORMS AND SERVICES

The Platform may contain links to or integrations with third-party websites, applications, and services. Those third-party services are not operated by the Company and are governed solely by their own terms of service and privacy notices. The Company does not endorse, guarantee, or assume responsibility for the content, products, services, privacy practices, or security of any third-party service.

26. ACCESSIBILITY

The Company is committed to making the Platform accessible to persons with disabilities. If you have difficulty accessing any part of the Platform or these Terms, contact INFO@DISCOUP.COM with the subject line "Accessibility Request."

27. GENERAL PROVISIONS

27.1 Entire agreement

These Terms, including Articles 14 and 15, together with any clearly posted special-offer terms expressly governing a specific promotion, constitute the entire agreement between the Member and the Company regarding the Program.

27.2 Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect to the maximum extent permitted by law.

27.3 No waiver

The Company's failure to enforce any provision of these Terms does not constitute a waiver of that provision or of the right to enforce it later.

27.4 Assignment

The Member may not assign or transfer rights or obligations under these Terms or participation in the Program without the Company's prior written consent. The Company may assign or transfer these Terms, the Program, or related rights and obligations in connection with a merger, acquisition, reorganization, or sale of assets, upon notice to the Member.

27.5 No third-party beneficiaries

Unless applicable law provides otherwise, these Terms do not create third-party beneficiary rights.

27.6 Headings

Article titles and headings are for convenience only and do not affect interpretation.

27.7 Survival

Any provision that by its nature should survive termination of these Terms or the Program will survive, including Articles 5, 8, 9.5, 9.6, 11, 12, 16, 17.7, 18, 19, 20, 21, 22, 23, 24, and 27.

27.8 Contact information

Questions about the Program may be sent to INFO@DISCOUP.COM. Legal notices, arbitration opt-out notices, and Dispute Notices must be sent as stated in Articles 18 and 19.

27.9 English version controls

Any translation of these Terms provided by the Company is for convenience only. The English version alone controls.

27.10 Official Program rules

The official Terms are published at discoup.com/us/terms and rewards-us.discoup.com. A copy may be requested by emailing INFO@DISCOUP.COM with the subject line "Terms Request."